I love your attitude and style. I’ve been totally screwed over by my ex. She caused the break up (adultery), fought me over custody and won, stole most of my personal belongings and I get stuck with an unbelievable child support.

Then on top of that she hasn’t paid me the for her share of the credit card debt that was ordered in our decree. I been paying her interest on the cards! To add insult to injury, the last attorney I had accomplished nothing except churning and running up my bill. Last December in order not to declare bankruptcy, I moved from my one bedroom apartment back in with my parents.

This is coming from a guy who makes a good (Gross) salary.

I’m a fighter and I have been looking into doing some stuff Pro Se. She has an expensive attorney funded by my child support. The only way I can win is to not let it wipe me out. She treats the kids terribly and now they want to live with me. I am waiting until they get old enough for custody battle #2. Can you give me any tips on preparing myself for Pro Se representation?

This is my problem and it seems to be similar to some of yours but I thought I would throw it out there anyway in case someone might have some input. I, too, am nervous about the “new law” about bankruptcies and credit company minimums.

The law is effective 10/17 and the minimum payments will go from 2% to 4%. Here’s my problem as of yet I’m not behind but will probably be when the new minimums come on but if I file bankruptcy I have a good chance of either losing my job of many years or losing all opportunity of advancing. If I choose CCS then my credit is still ruined and may still have the same effect on my job. Any suggestions?

It seems to me that if I go with CCS, that there shouldn’t be any negative action taken with my job. It should be seen that I am still paying the bills, instead of opting for bankruptcy. Maybe check with the HR department, or if I have a business manual read up in it.