I realize what you are saying and I have a tendency to agree with you.
The only thing is, is any job that has security clearances or has the potential to deal with a great deal of money, if you have credit issues you are deemed as a moral risk due to the fact that a person may be more inclined to either accept money to give confidential company information out or take money than someone who has a good credit history.
Having said this who has had good experiences with any CCS’s that they could recommend including name, email and phone #?
I have a security clearance (military) and had no problems at all re: being enrolled in CCCS. Also had an action filed against me by Citibank, again, no problems.